Online Therapy Covered by Curative Insurance

Healing Should Be Accessible

Using your Curative insurance may make it easier to begin therapy without adding significant financial stress to an already difficult time.

Jennifer L. Hillier, M.A., LPC-S, CCTP, is an in-network Curative provider offering secure online individual therapy for adults. Counseling is available when you are physically located in Texas, Colorado, or Florida, subject to Jennifer’s licensure and your specific Curative plan’s network and coverage requirements.

If you are looking for a therapist who understands unresolved childhood trauma, Complex PTSD, emotional abuse, narcissistic abuse recovery, trauma bonding, depression, anxiety, grief, life transitions, relationship challenges, perfectionism, people-pleasing, or attachment wounds, you are in the right place.

Insurance benefits vary by plan, location, eligibility, and completion of Curative’s requirements. Coverage should always be verified before your first appointment.

Helping You Understand the Story Behind Your Survival

I believe people make sense once we understand the story behind their survival.

Many people begin therapy because they are experiencing anxiety, depression, relationship difficulties, emotional exhaustion, or patterns they do not fully understand. These concerns may be connected to survival responses that developed during earlier experiences of trauma, emotional neglect, abuse, instability, rejection, or chronic stress.

Perhaps you learned to stay quiet to prevent conflict, care for everyone else before yourself, remain constantly prepared, or disconnect from your emotions because feeling them did not seem safe.

These responses may have helped you survive difficult circumstances. Today, however, they may contribute to anxiety, depression, perfectionism, people-pleasing, difficulty trusting, emotional numbness, relationship problems, or a harsh inner critic.

Healing begins by understanding these patterns with compassion rather than judgment. Together, we can explore the story behind your survival, process unresolved pain, strengthen boundaries, and help you reconnect with the person beneath the coping strategies.

My Approach

Therapy is not about “fixing” you.

It is about understanding why your thoughts, emotions, behaviors, and relationship patterns developed—and helping you create healthier ways of responding today.

I provide trauma-informed, individualized therapy rather than forcing every client through the same treatment formula.

Depending on your needs and goals, treatment may incorporate:

  • EMDR Therapy

  • Internal Family Systems

  • Acceptance and Commitment Therapy

  • Cognitive Behavioral Therapy

  • Dialectical Behavior Therapy

  • Attachment-Based Therapy

  • Existential Therapy

  • Trauma-Focused Cognitive Behavioral Therapy

Each treatment plan is personalized because every person’s history, needs, identity, relationships, and goals are different.

Together, we may work on calming your nervous system, processing painful memories, quieting the inner critic, rebuilding self-trust, establishing healthier boundaries, reconnecting with emotions, and developing tools that support healing beyond therapy.

Online Therapy in Texas, Colorado, and Florida

Jennifer L. Hillier provides secure online individual counseling to adults physically located in Texas, Colorado, and Florida.

Your ability to use Curative insurance depends on whether your specific plan includes Jennifer within its network and covers services in the state where you are located during the appointment.

Being licensed to provide counseling in a state does not automatically mean that every Curative plan in that state includes in-network coverage.

Please verify both your location-based coverage and provider network before scheduling.

An Inclusive and Affirming Therapy Practice

Mending Hearts Counseling PLLC provides body-positive, LGBTQIA+ affirming, BIPOC affirming, kink-positive, and polyamory-positive therapy.

Your identity, body, sexuality, cultural background, relationship structure, or spiritual beliefs will not automatically be treated as the problem.

Therapy can be honest and challenging without requiring you to defend who you are.

Begin Online Therapy With Your Curative Insurance

You do not need to wait until your symptoms become unbearable before asking for support.

We can begin with what you know:

Something in your life is hurting.

The same patterns keep repeating.

You are ready to understand the story behind your survival and begin healing.

Before scheduling, verify your Curative eligibility, network participation, telehealth coverage, and expected financial responsibility.

Once your benefits have been reviewed, you can schedule an appointment with Jennifer L. Hillier through the secure client portal.

Healing begins with understanding the story behind your survival. If you are ready to take the next step, I would be honored to walk alongside you.

Schedule an Appointment

Important Insurance Notice

Insurance coverage and benefit information can change. Information on this page is provided for general educational purposes and does not guarantee eligibility, network participation, authorization, payment, or coverage.

Your insurance company determines whether a service is covered and how a claim is processed. Contact Curative directly for the most current information about your plan.

Mending Hearts Counseling PLLC is not affiliated with or endorsed by Curative Insurance. Curative names and trademarks belong to their respective owners.

What You May Pay for Therapy

Curative promotes $0 copays and $0 deductibles for eligible in-network care when applicable plan requirements—including the Baseline Visit—have been completed.

Your actual responsibility may depend on:

  • Your specific Curative plan

  • Whether your coverage is active

  • Whether the provider is in-network for your plan

  • Whether you completed the Baseline Visit on time

  • Whether the service is covered

  • Whether clinical and plan requirements are met

  • Whether authorization or referral is required

  • How Curative processes the claim

You are responsible for understanding your insurance benefits and for any amount your plan determines is your responsibility.

Please contact Curative before treatment if you are uncertain about your expected cost.

What Can Therapy Help With?

Curative plans may include mental and behavioral health benefits for medically necessary therapy.

Therapy may help with concerns such as:

  • Unresolved childhood trauma

  • Complex PTSD

  • Anxiety

  • Depression

  • Emotional exhaustion

  • Emotional abuse recovery

  • Narcissistic abuse recovery

  • Trauma bonding

  • Attachment wounds

  • Relationship challenges

  • Divorce recovery

  • Grief and loss

  • Life transitions

  • People-pleasing

  • Perfectionism

  • Boundaries

  • Shame and low self-worth

  • Inner critic

  • Imposter syndrome

  • Overthinking

  • Difficulty trusting yourself

  • Repeating painful emotional or relationship patterns

Insurance coverage is based on your specific plan, eligibility, benefits, clinical needs, and Curative’s coverage requirements. Being an in-network provider does not guarantee that every service or diagnosis will be covered.

Understanding Curative’s Baseline Visit

Curative advertises $0 copays and $0 deductibles for eligible in-network care when members complete the required Baseline Visit within the first 120 days of their plan’s start date.

The Baseline Visit is completed through Curative and is separate from your therapy intake with Jennifer Hillier.

If you do not complete the Baseline Visit within the required timeframe, your out-of-pocket costs may change according to your plan’s terms.

Because plans and eligibility can differ, contact Curative directly to confirm:

  • Whether you have completed the Baseline Visit

  • Whether the Baseline Visit requirement applies to your plan

  • Whether Jennifer L. Hillier is in-network under your specific plan

  • Your expected cost for outpatient psychotherapy

  • Whether telehealth therapy is covered

  • Whether authorization or referral is required

  • Whether there are limits on the number of sessions

  • The date your coverage becomes effective

  • Whether your coverage applies while you are physically located in your state

Do not assume that therapy will automatically have a $0 cost without verifying your individual benefits.

Using Your Curative Insurance for Online Therapy

Before your first appointment, please verify your Curative benefits so you understand how your plan applies to online outpatient mental health therapy.

When contacting Curative, ask about coverage for individual outpatient psychotherapy delivered through telehealth.

You may also want to provide:

  • Provider: Jennifer L. Hillier, M.A., LPC-S, CCTP

  • Practice: Mending Hearts Counseling PLLC

  • Service: Individual outpatient psychotherapy through telehealth

  • States served: Texas, Colorado, and Florida, subject to plan network and coverage

  • Common procedure codes: 90791 for the initial diagnostic assessment and 90834 or 90837 for individual psychotherapy, depending on clinical need and session length

Curative Member Services can confirm whether your coverage is active and explain your specific benefits. Curative currently lists Member Services at 855-428-7284.

You may also use Curative’s member portal or provider search to confirm your network and eligibility information.

Verification provides an estimate based on the information available at that time. It is not a guarantee that Curative will pay a claim. Final coverage is determined after the claim is submitted and processed according to your plan.